Privacy Policy - Allegent Community Federal Credit Union

Privacy Policy

FACTS

WHAT DOES ALLEGENT COMMUNITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Account transactions and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Allegent Community FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Allegent Community FCU share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We do not share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We do not share
For nonaffiliates to market to you No We do not share
 

Questions?

Call toll-free 800-245-5105 or go to allegentfcu.org.

What We Do Questions Answers
How does Allegent Community FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Allegent Community FCU regularly tests and assesses its information security measures, systematically trains employees and adopts upgrades and enhancements as necessary to protect your information.

How does Allegent Community FCU collect my personal information?

We collect your personal information, for example, when you:

  • open an account or deposit money.
  • pay your bills or apply for a loan.
  • use your credit or debit card.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 
Definitions Items Descriptions
Affilites

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Allegent Community Federal Credit Union has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Allegent Community Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include investment, insurance, and other financial services companies.
 

Rev [12/20/10]

Allegent branch and ATM locations

Liberty Center
Main Lobby ATM

1001 Liberty Avenue
Pittsburgh, PA 15222

Franklin Park
Drive-Up ATM

2000 Corporate Drive
Wexford, PA 15090

Cranberry Township
Drive-Up ATM

1646 Haine School Road
Cranberry Township, PA 16066

Penn Hills
ATM

539 Rodi Road
Penn Hills, PA 15235

South Side
ATM

53 South 10th Street
Pittsburgh, PA 15203

Liberty Center
Main Lobby ATM

1001 Liberty Avenue
Pittsburgh, PA 15222

Franklin Park
Drive-Up ATM

2000 Corporate Drive
Wexford, PA 15090

Cranberry Township
Drive-Up ATM

1646 Haine School Road
Cranberry Township, PA 16066

Penn Hills
ATM

539 Rodi Road
Penn Hills, PA 15235

South Side
ATM

53 South 10th Street
Pittsburgh, PA 15203

For added convenience, our members also have access to any PNC Bank® ATM – surcharge free!*
That gives you access to more than 800 ATMs in the PA region and more than 9,000 nationwide.

*Transactions using Allegent ATMs and any of the more than 9,000 PNC Bank® ATMs are surcharge-free. The Credit Union will assess a $3.00 fee for each transaction conducted at any non-PNC Bank® ATM effective 9/1/2021.