Home Equity Loan Rates
Rates may vary based on the term of the loan and the applicant’s credit history.
Rates effective 06/07/2023
| Loans – Home Equity – First Lien | Rate | APR** | Term |
|---|---|---|---|
| 0-60 Months – First Lien | 5.45 | 5.45 | 60 |
| 61-84 Months – First Lien | 5.80 | 5.80 | 84 |
| 85-120 Months – First Lien | 6.00 | 6.00 | 120 |
| 121-180 Months – First Lien | 6.15 | 6.15 | 180 |
| 181-240 Months – First Lien | 6.50 | 6.50 | 240 |
|
APR = Annual Percentage Rate |
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| Loans – Home Equity – Second Lien | Rate | APR** | Term |
|---|---|---|---|
| 0-60 Months – Second Lien | 6.10 | 6.10 | 60 |
| 61-84 Months – Second Lien | 6.30 | 6.30 | 84 |
| 85-120 Months – Second Lien | 6.60 | 6.60 | 120 |
| 121-180 Months – Second Lien | 6.60 | 6.60 | 180 |
| 181-240 Months – Second Lien | 6.90 | 6.60 | 240 |
|
APR = Annual Percentage Rate |
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| Loans – Home Equity Line of Credit | Rate | APR** | Term |
|---|---|---|---|
| Variable Rate (Standard) | 8.25 | 8.25 | 120 |
|
APR = Annual Percentage Rate Home equity line of credit (standard) interest rate is based on The Wall Street Journal prime rate. Rate is subject to change quarterly, on the 1st of January, April, July, & October. The rate will not be any greater than 18% (ceiling). The loan repayment is based on a 10-year term with a minimum payment of $100.00 per month. Terms and rates are subject to change as explained in the account agreement and disclosure. For tax deductibility of interest paid, please consult a tax advisor. |
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**Rates are shown “as low as” and are subject to credit worthiness and loan term.
Allegent branch and ATM locations
Liberty Center
Main Lobby ATM
1001 Liberty Avenue
Pittsburgh, PA 15222
Franklin Park
Drive-Up ATM
2000 Corporate Drive
Wexford, PA 15090
Cranberry Township
Drive-Up ATM
1646 Haine School Road
Cranberry Township, PA 16066
Penn Hills
ATM
539 Rodi Road
Penn Hills, PA 15235
South Side
ATM
53 South 10th Street
Pittsburgh, PA 15203
Liberty Center
Main Lobby ATM
1001 Liberty Avenue
Pittsburgh, PA 15222
Franklin Park
Drive-Up ATM
2000 Corporate Drive
Wexford, PA 15090
Cranberry Township
Drive-Up ATM
1646 Haine School Road
Cranberry Township, PA 16066
Penn Hills
ATM
539 Rodi Road
Penn Hills, PA 15235
South Side
ATM
53 South 10th Street
Pittsburgh, PA 15203
For added convenience, our members also have access to any PNC Bank® ATM – surcharge free!*
That gives you access to more than 800 ATMs in the PA region and more than 9,000 nationwide.
*Transactions using Allegent ATMs and any of the more than 9,000 PNC Bank® ATMs are surcharge-free. The Credit Union will assess a $3.00 fee for each transaction conducted at any non-PNC Bank® ATM effective 9/1/2021.
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- 412-642-2875
Routing Number
- 243083240
