Home Equity Loan Rates - Allegent Community Federal Credit Union

Home Equity Loan Rates

Rates may vary based on the term of the loan and the applicant’s credit history.

Rates effective 01/30/2023

Loans – Home Equity – First Lien Rate APR** Term
0-60 Months – First Lien 4.99 4.99 60
61-84 Months – First Lien 4.99 4.99 84
85-120 Months – First Lien 4.99 4.99 120
121-180 Months – First Lien 4.99 4.99 180
181-240 Months – First Lien 6.35 6.35 240

APR = Annual Percentage Rate

 

Loans – Home Equity – Second Lien Rate APR** Term
0-60 Months – Second Lien 5.95 5.95 60
61-84 Months – Second Lien 6.35 6.35 84
85-120 Months – Second Lien 6.65 6.65 120
121-180 Months – Second Lien 6.65 6.65 180
181-240 Months – Second Lien 6.95 6.95 240

APR = Annual Percentage Rate

Loans – Home Equity Line of Credit Rate APR** Term
Variable Rate (Standard) 7.50 7.50 120

APR = Annual Percentage Rate

Home equity line of credit (standard) interest rate is based on The Wall Street Journal prime rate. Rate is subject to change quarterly, on the 1st of January, April, July, & October. The rate will not be any greater than 18% (ceiling). The loan repayment is based on a 10-year term with a minimum payment of $100.00 per month. Terms and rates are subject to change as explained in the account agreement and disclosure. For tax deductibility of interest paid, please consult a tax advisor.

**Rates are shown “as low as” and are subject to credit worthiness and loan term.

Allegent branch and ATM locations

Liberty Center
Main Lobby ATM

1001 Liberty Avenue
Pittsburgh, PA 15222

Franklin Park
Drive-Up ATM

2000 Corporate Drive
Wexford, PA 15090

Cranberry Township
Drive-Up ATM

1646 Haine School Road
Cranberry Township, PA 16066

Penn Hills
ATM

539 Rodi Road
Penn Hills, PA 15235

South Side
ATM

53 South 10th Street
Pittsburgh, PA 15203

Liberty Center
Main Lobby ATM

1001 Liberty Avenue
Pittsburgh, PA 15222

Franklin Park
Drive-Up ATM

2000 Corporate Drive
Wexford, PA 15090

Cranberry Township
Drive-Up ATM

1646 Haine School Road
Cranberry Township, PA 16066

Penn Hills
ATM

539 Rodi Road
Penn Hills, PA 15235

South Side
ATM

53 South 10th Street
Pittsburgh, PA 15203

For added convenience, our members also have access to any PNC Bank® ATM – surcharge free!*
That gives you access to more than 800 ATMs in the PA region and more than 9,000 nationwide.

*Transactions using Allegent ATMs and any of the more than 9,000 PNC Bank® ATMs are surcharge-free. The Credit Union will assess a $3.00 fee for each transaction conducted at any non-PNC Bank® ATM effective 9/1/2021.