VISA®

We have three EASY ways to apply for an Allegent Visa® Credit Card. Call us at (412) 642-2875, visit one of our branches, or apply online today!

  • Secured Visa® Card

  • Payback Visa® Card

  • Payback Plus Visa® Credit Card

  • Membership Rewards Visa® Credit Card

  • Platinum Visa® Card

All Visa applications below are for a min of $1,000 except the secured card at $500. 

All members are automatically enrolled into the uChoose Rewards Program and will get points at the first transaction. Members will need to log in to redeem rewards at uchooserewards.com. All cards earn 2 points (2%) per 1 dollar spent.

  • Balance transfer fee and cash advance fee $25.00 or 2%, whichever is greater

  • Card replacement fee is still $10.00 for all cards

To report a lost or stolen Visa® Credit Card after normal credit union hours of operation, please call 1 (855) 256-9703.

  • Help Establish, Strengthen, and even Rebuild your credit with Allegent’s Secured Visa Card! A secured credit card could help you build your credit and make more things possible for tomorrow! A secured credit card is designed for people who are looking to build their credit. It looks and acts like a traditional credit card, except you provide a security deposit as collateral for your credit card account. Like a traditional card, you will make payments, and your credit line will be equal to the amount of your deposit.

    • Minimum deposit to secure card is $500

      • Security deposit is refundable upon closure of the account

    • Fixed-rate of 17.99%

    • Report payments to the credit bureaus and FICO score

    • Balance transfer fee and cash advance fee for secured cards are: $25.00 or 1% of the amount, whichever is greater

    • Variable Rate Visa Card based on Wall Street Journal Prime

    • No annual fee

    • Low balance transfer and cash advance fees

    • Same rate for cash advances and purchases

    • Credit limits up to $20,000

    • Cash back rewards

    • Fixed-rate credit card

    • Rates as low as 12.99% APR* – based on creditworthiness

    • No annual fee

    • Low balance transfer fees

    • Low cash advance fees

    • Same rate for cash advances and purchases

    • Earn 2 points for every $1 in net purchases

    • Points earned can be used for cash back

  • Reward yourself with our Membership Rewards Visa Credit Card. With no annual fee and ability to earn valuable rewards, our Membership Rewards Visa Credit Card is the perfect choice for members who want to earn something extra from their everyday spending.

    • Fixed-rate credit card

    • Rates as low as 9.90% APR* – based on creditworthiness

    • No annual fee

    • Low balance transfer fees

    • Low cash advance fees

    • Same rate for cash advances and purchases

    • Earn 2 points for every $1 in net purchases

    • Points earned can be used for merchandise, recreation, gift cards, and travel rewards

    • 3.99% APR* on balance transfers for the first 12 billing cycles from account opening. After a 12-month promotional period, your rate will be 13.15%. This APR will vary based on current Wall Street Journal Prime Rate

    • Credit limits up to $20,000

  • Experience the ease and convenience of our Platinum Visa Card. With its great low-variable rate and no annual fees, it’s a credit card that works as hard as you do!

    • Variable rate Visa Card

    • No annual fee

    • Low cash advance fees

    • Same rate for cash advances and purchases

    • Credit limits up to $20,000

    • 3.99% APR* on balance transfers for the first 12 billing cycles from account opening. After a 12-month promotional period, your rate will be 13.15%. This APR will vary based on current Wall Street Journal Prime Rate