Smart Money Checking
Our Smart Money Checking account is perfect for you if you're looking for a checking that combines the high dividends of a money market account with the everday flexibility of a checking account. It is designed for members who keep a larger balance in their checking account and wish to earn a higher monthly dividend.
- Free Visa® Debit Card (subject to approval).
- Free Online Banking and Bill Pay.
- Mobile Banking Accessibility.
- Unlimited Check Writing.
- 0.25% Loan Rate Discount.*
- Earns interest on an Average Daily Balance of $2,500 or more.
- No monthly fee when you choose online paperless statements and keep and Average Daily Balance of $5,000 or more, otherwise the fee is $10 per month.
- Access to thousands of PNC Banks® ATMs, surcharge free.
- Deposits can be made through direct deposit, an ATM,** by mail or in person at our Liberty Center Branch, our Franklin Park branch or one of the Shared Services Branches.
- Direct Deposit is required1
- Required opening balance of $1,500.
If you have an existing checking account with another financial institution and would like an easy, convenient way to switch, simply visit the Switch Kit page. Want to talk to someone directly? Contact one of our knowledgeable Account Service Representatives at 412.642.2875.
*Discount limited to one loan outstanding at a time. Loan discount requires automatic payment from checking account. Excludes credit card, LOC and mortgage loans.
**Must meet eligibility requirements.
1Direct Deposit Relationship of more than 50% of net pay or a minimum of $500 per month required.
2 Fee of $2 per month applies for paper statements.