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Savings Accounts

 

Share Savings Account

 

A share account is a savings account you open to become a member of Allegent Community Federal Credit Union. This account can be opened with a minimum deposit of $5.00. You will earn competitive dividends on your funds when there is an average daily balance of $100.00 or more. Dividends are calculated from the day of deposit and are paid monthly.

At Allegent Community Federal Credit Union we make saving simple and convenient. You are able to make deposits through Direct Deposit, an ATM, by mail, or in person at our Liberty Center Branch, our Franklin Park Branch or a Shared Service Center. Click here to view current savings rate.

 

Earn $25 Referral Rewards

 

Simply submit the Referral Rewards form to refer an eligible friend or immediate family member. Have the new member complete their half of the form along with an Allegent Community FCU account card and return both to the credit union. Upon approval and successful processing of the new account, both you and the new member will each receive $25 deposited directly into your accounts. See the Referral Rewards form for more details.

 

Money Market Share Savings Account

 

The Money Market Share Savings Account is a savings account that combines the benefit of a higher rate of return than a regular share savings account yet offers liquidity and convenient access. The account is an excellent choice for those members seeking a combination of liquidity and higher rate of return on larger balance share accounts.

A minimum deposit of $2,500 is required to open this account. Dividends are paid monthly and are calculated on an average daily balance of $2,500 or more. Higher (tiered) dividend rates are paid on balances of $10,000 or more and $25,000 and over. Click here to view current savings rate.

 

Deposits can be made in person, through automatic payroll deduction or automated transfer. Up to six transfers or withdrawals per month may be made in any amount. Withdrawals can be made in person or transferred to a regular share savings or share draft account, or made by credit union check. No more than three (3) of the six (6) transfers per month may be made by check, draft, or debit card to a third party. A monthly fee will be assessed only if the average daily balance falls below $2,500. Click here to see our fee schedule and Truth-in-Savings Disclosure for additional information.

 

ATM Cards

 

For your convenience, we offer free ATM cards that you may use to deposit or withdraw funds from your Allegent Community FCU share account surcharge free at any of the over 3,900 PNC Bank® ATMs. Please click on the link for an ATM Card Application or via phone 412.642.2875 option 5.

 

In order to make deposits or withdrawals from an ATM, you must have a Visa® Check Card or ATM Card. All share accounts are federally insured up to $250,000 and backed by the full faith and credit of the United States Government.

 

To Report a lost or stolen ALLEGENT ATM CARD after normal Credit Union hours of operation, please call 1.866.839.7584.

 

Youth Share Savings Account

 

The Youth Share Savings Account is open to children under the age of 18 and offers a fun and exciting way for kids to learn about personal finances while encouraging savings. A minimum deposit of $5.00 is required to open this account. There are no monthly service charges and dividends are paid monthly and calculated on an average daily balance of $5.00 or more. Click here to view current savings rate.

 

Club Accounts

 

Holiday Club

 

Do bills make your holiday less than joyful? Allegent Community Federal Credit Union's Holiday Club is a convenient way to save for the holidays. Our Holiday Club account earns dividends with an average daily balance of $100.00 or more and can be opened at any time during the year with a minimum deposit of $5.00. The funds in this account are automatically disbursed to the member in October to their share account.

 

Vacation Club

 

This is an easy way to save for your next vacation. Accounts can be opened any time during the year with just a $5.00 deposit. This account earns monthly dividends with an average daily balance of $100.00 or more. Vacation Club funds are automatically disbursed to the member in May to their share account.

 

Deposits can be made into either club accounts through Direct Deposit, by mail, or in person at our Liberty Center or Franklin Park Branch or a Shared Service Center.

 

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