Savings, Checking & Certificate Rates - Allegent Community Federal Credit Union

Savings, Checking & Certificate Rates

To see our Truth-in-Savings – Share Savings and Checking Disclosure, click here.

To see our Truth-in-Savings – Share Certificate Disclosure, click here.

Rates effective 4/1/2024

Savings Dividend Rate APY* Term
Share Account 0.05 0.05 n/a
IRA Savings 0.15 0.15 n/a
Money Market Share Account ($2,500.00 – $9,999.99) 0.50 0.50 n/a
Money Market Share Account ($10,000.00 – $24,999.99) 0.75 0.75 n/a
Money Market Share Account ($25,000.00 and over) 1.00 1.00 n/a
Youth Share Account 0.05 0.05 n/a
Holiday Club 0.05 0.05 n/a
Vacation Club 0.05 0.05 n/a
       

*APY= Annual Percentage Yield

The rate and the APY are subject to change. A minimum average daily balance of $100 is required to earn dividends on Regular Share Savings Accounts, IRA Savings Accounts, Vacation Clubs, and Holiday Clubs. A minimum average daily balance of $2,500 is required to earn dividends on Money Market Share Savings Accounts. For Vacation Club Accounts the entire balance will be transferred to another account of your on or after May 1st and the account will remain open. For Holiday Club Accounts the entire balance will be transferred to another account of your on or after October 1st and the account will remain open. You may not make withdrawals from Club Accounts at any other time. Dividends compound monthly. Fees and other conditions may reduce earnings.

Checking Dividend Rate APY* Term
Premier Money Plus Checking Tier I ($1,500 to $9,999.99) 0.50 0.50 n/a
Premier Money Plus Checking Tier II ($10,000 to $24,999.99) 0.75 0.75 n/a
Premier Money Plus Checking Tier III ($25,000 and over) 1.00 1.00 n/a

*APY= Annual Percentage Yield

The rate and the APY are subject to change. A minimum average daily balance of $1,500 is required to earn dividends on Premier Money Plus Checking Accounts. Dividends compound monthly. Fees and other conditions may reduce earnings.

 

Share Certificates Dividend Rate APY* Term
Share/IRA Certificate 1.00 1.00 6
Share/IRA Certificate 2.30 2.32 12
Share/IRA Certificate 2.50 2.53 18
Share/IRA Certificate 2.75 2.78 24
Share/IRA Certificate 2.75 2.78 30
Share/IRA Certificate 3.00 3.04 36
Share/IRA Certificate 3.00 3.04 48
Share/IRA Certificate 3.25 3.30 60
Youth Share Certificate 1.00 1.00 12
Youth Share Certificate 1.50 1.51 24
Share/IRA Certificate 5.05 5.15** 9

*APY = Annual Percentage Yield

6, 12, 18, 24, 30, 36, 48, 60 Month Term: $500 minimum investment to open a share certificate and obtain the APY.

Youth Share Certificate: $100 minimum investment to open a share certificate and obtain the APY.

Regular certificate or IRA certificate compounded quarterly except for 6 month term. Minimum investment required to open a regular share certificate or IRA certificate and obtain the APY. Penalty for early withdrawal may reduce earnings. Rates subject to change without notice.

** The 9-month Certificate will earn an Annual Percentage Yield of 5.15% Penalty for early withdrawal may reduce earnings. This offer cannot be combined with any other offer. $1,000 new money required. A minimum balance of $1,000 must be maintained to maturity to earn the stated APY. $250,000 maximum investment per member. Offer valid for consumer, business, and IRA Certificates. Offer may be discontinued at any time. Membership Eligibility required.  Federally Insured by NCUA.

 

 

 

Allegent branch and ATM locations

Liberty Center
Main Lobby ATM

1001 Liberty Avenue
Pittsburgh, PA 15222

Franklin Park
Drive-Up ATM

2000 Corporate Drive
Wexford, PA 15090

Cranberry Township
Drive-Up ATM

1646 Haine School Road
Cranberry Township, PA 16066

Penn Hills
ATM

539 Rodi Road
Penn Hills, PA 15235

South Side
ATM

53 South 10th Street
Pittsburgh, PA 15203

Liberty Center
Main Lobby ATM

1001 Liberty Avenue
Pittsburgh, PA 15222

Franklin Park
Drive-Up ATM

2000 Corporate Drive
Wexford, PA 15090

Cranberry Township
Drive-Up ATM

1646 Haine School Road
Cranberry Township, PA 16066

Penn Hills
ATM

539 Rodi Road
Penn Hills, PA 15235

South Side
ATM

53 South 10th Street
Pittsburgh, PA 15203

For added convenience, our members also have access to any PNC Bank® ATM – surcharge free!*
That gives you access to more than 800 ATMs in the PA region and more than 9,000 nationwide.

*Transactions using Allegent ATMs and any of the more than 9,000 PNC Bank® ATMs are surcharge-free. The Credit Union will assess a $3.00 fee for each transaction conducted at any non-PNC Bank® ATM effective 9/1/2021.