NMLS|Credit Union|Allegheny County|Allegent
Membership Information

Checking Account Comparison

Compare & choose just the right checking account for you!

Membership Rewards Checking

A relationship checking account which offers discounts on other Allegent products and Services.
 

Benefits:
  • Free Gift Cards*
  • Free Money Orders*
  • Free Visa® Debit Card
  • Free Online Banking
  • Free Safe Deposit Box**
  • 1 NSF Fee waiver request per 12 month period

Receives e-Statements
Unlimited check writing
0.25% loan rate discount1
Mobile Banking Accessibility

Minimum Deposit to Open
$250
No monthly fee

Direct Deposit Required3

 

 

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Smart Money
Checking

A checking account that combines the high dividends of a money market account with the everday flexibility of a checking account.

Benefits:
  • Free Visa® Debit Card
  • Free Online Banking

Unlimited Check Writing
0.25% loan rate discount1
Receives e-Statements
Mobile Banking Accessibility
Earns interest2
 

 

 

Minimum Deposit to Open
$1500
No monthly fee with a $5,000 average daily balance, otherwise a $10 monthly fee applies

Direct Deposit Required3

 

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e-Checking

A paperless "Go Green" checking account designed for those on-the-go, environmentally concious members.

Benefits:
  • Free Money Orders*
  • Free Online Banking
  • Free Visa® Debit Card

0.25% loan rate discount1
Receives e-Statements
Mobile Banking Accessibility

 

 

 

Minimum Deposit to Open
$5
No monthly fee

Direct Deposit Required3

 

 

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Fresh Start
Checking

Designed for members who are just starting out or for those who may need a fresh start.
 

Benefits:
  • Free Visa® Debit Card
  • Free Online Banking

Unlimited Check Writing
Receives e-Statements
Mobile Banking Accessibility

 

 

 

Minimum Deposit to Open
$25
Monthly Fee: $9

Direct Deposit Required3

Restrictions apply4

 

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Classic
Checking

Designed for members seeking a basic, dividend-earning checking account with a low minimum balance requirement.
 

Benefits:
  • Free Visa® Debit Card
  • Free Online Banking

 

Unlimited Check Writing
Receives e-Statements
Mobile Banking Accessibility
Earns interest2
 

Minimum Deposit to Open
$50
No Monthly Fee with a $500 average daily balance, otherwise a $6 monthly fee applies.

 

 

 

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Value
Checking

A checking account available for members who may be seeking a basic checking with no miminum balance requirement.
 

Benefits:
  • Free Visa® Debit Card
  • Free Online Banking

 

Unlimited Check Writing
Receives e-Statements
Mobile Banking Accessibility
 
 

Minimum Deposit to Open
$5
No Monthly Fee

 

 

 

 

Find out more>>

*One Free per month
**First year free only
1 Limited to one outstanding loan at a time, requires automatic payments
2 Must meet minimum balance requirements
3 Direct Deposit relationship of more than 50% of net pay or a minimum of $500 per month required
4 No check or ATM deposit capabilities. Eligible to request upgrade to free checking account after 12 consecutive months of no NSF's per member request. No shared branching capabilities. Check deposits allowed to share savings with a 3-day hold.